Detailed Description of Margill Standard Edition 3.2

The Margill software product line is simple to use, offers complete flexibility and the highest accuracy for:

* Regular and complex payment schedules and amortization for loans, mortgages and ARMs, leases, lines of credit, collection and investments
* Interest calculation at fixed or variable interest rates
* Simple or compound interest
* APR, APY and effective yield computations including complex loans
* Global portfolio management (loans, lines of credit, mortgages, leases, collection)
* Law computations that include prejudgment and post judgment interest and court fees

What Margill can do for you

* Loan, mortgage and lease schedules (amortization tables with regular or irregular payments, skipped and additional payments, balloon payments (lump sums), additional principal, extra fees, fixed principal, interest only, normal reimbursements, adjustable rates, add-on interest, Annual percentage rate (APR) calculation...)
* Collection including irregular billing and payments
* Interest on late payments (late & delinquent accounts payable)
* Bonds - calculation of bond premium, bond discount, zero-coupon bonds
* Investment option comparisons and simulations (stock market or other), complex investments
* Repayment options comparisons and simulations (lump sum or payments for insurers)
* Detailed amortization reports including quarterly, annual and fiscal year-end totals - available in multiple formats. See examples : Word (RTF), HTML, XML (only XML table).

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